Smishing, or SMS phishing, is similar to phishing. With phishing, scammers send fraudulent emails with fraudulent links or attachments. The goal is for the the recipient to share sensitive details, like bank passwords, or to install install malware on their computer so the scammer can ultimately steal or extort money from them.

With smishing, the scammer sends a text message instead.

Scammers often pose  as banks or government (like the  IRS or the Social Security Administration). The text may say your accounts have been compromised or that or that you’re owed money —  all you have to do is click the link in the text to share sensitive information.

The best thing to do is delete these types  of text messages. Never respond and never click on anything in the message.